Decision Science Modelling – Senior Analyst

Edinburgh, Midlothian
LLoyds Banking Group

Decision Science Modelling – Senior Analyst

Lloyds Banking Group

Location: Edinburgh or Bristol: Hybrid working arrangement (currently 2 days per week in the office and the rest from home)

Salary & Benefits: £45,054 – £50,060 per annum (location & experience dependent), plus annual personal bonus, 15% employer pension contribution, private medical insurance, 28 days holiday plus bank holidays.

We also offer flexible working hours, agile working practices flexibility to suit your lifestyle and ensure a good work-life balance.

Lloyds Banking Group

Lloyds Banking Group is on a mission to build the bank of the future, and we need your help to do it!

Continuing our extensive transformation programme, we’re redefining what a bank is from the inside out. Our technology, our culture, and our mind-set is changing to craft a true engineering-led organisation.

Where does this role sit?

Sitting within our Risk function, Decision Science is a centre of excellence for analytics, credit modelling and customer insights. The team support the wider Risk division by:

• Delivering sophisticated data analytics and modelling to support retail and commercial customer needs and credit decisions across the credit lifecycle

• Supporting the bank’s prudential requirements such as capital and impairment allocation, and capital optimisation

We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.

What will I focus on in this role?

An exciting Senior Analyst opportunity has arisen for a highly motivated applicant to support the SME/ Business Banking credit modelling team based in Edinburgh & Bristol. Decision Science itself is a large collaborative team that thrives in a changing and fast paced environment. This role offers considerable scope for personal development, whilst building an in-depth knowledge of small business customers within Commercial Banking.

Specific activities might include;

• Play a key role in delivering sophisticated statistical modelling solutions to drive decision making across risk.

• Learning about credit risk modelling regulation and its application.

• Contribute to the development of the Decision Science team, sharing learning and knowledge and participating in team initiatives to build positive team culture.

• Thinking about data differently, using it to really understand customer behaviour and credit performance, to tell a story to the business in order to influence senior partners decision making.

Together, we make it possible!

What do we need to see from applicants?

We like our teams to be as diverse as the customers and communities we serve and are really looking for someone passionate about data, ambitious and has a good problem solving mindset. On your CV, we need to see the following to consider you for interview;

• Some experience in a working environment in the use of programming languages (SAS, SQL & Python) and manipulation of data.

• Effective communicators with the ability to build positive relationships with partners of all levels and influence their business decisions.

• Proactive in progressing their own personal development.

• Well organised and able to manage their own workload while adapting to changing priorities.

Why else would you want to work with us

We are committed to building a workforce which re?ects the diversity of the customers and communities we serve. We have the scale and breadth to provide you with a wide range of training and development opportunities, helping you achieve a rewarding and fulfilling career. Join us and be part of an inclusive, values-based culture focused on making a difference.