Credit Underwriter – Asset Finance

Capital Resourcing Group

Excellent opportunity to work with a growing Fintech and challenger bank within the Commercial Lending/Banking space. We are looking for a Credit Underwriter with experience within Asset Finance to play a pivotal role in a growing function.

Key Responsibilities:

• Act as the first line of defence in the assessment and underwriting of a range of SME lending facilities including Asset Finance.
• You will work in collaboration with colleagues to review information provided as part of customer lending applications and engage with customers.
• This role has a particular emphasis on Asset Finance and SME Working Capital Lending, however, it will also include other SME lending including Property-backed facilities.
• You will also be responsible for supporting the Head of Credit in monitoring and oversight of the performance of the lending portfolios.
• Assessment and Underwriting of loan facilities and asset financings within the agreed credit risk appetite

Key Skills & Experience required:

• Expert knowledge of Asset Finance and up to date market knowledge from a credit risk perspective is essential
• Strong working knowledge of SME Working Capital lending and / or Property lending from a credit risk perspective is desirable
• General Banking experience including of debt restructuring, remediation and workout/recovery is desirable
• Highly motivated, organized and proactive attitude.
• Excellent communication skills at all levels.