Decision Science Senior Analyst

LLoyds Banking Group
End Date
Thursday 22 June 2023

Salary Range
£41,715 – £46,350

We support agile working – click here for more information on agile working options.

Agile Working Options
Flexibility in when hours are worked

Job Description Summary
A full time role in one of the following hubs – Edinburgh, London or Leeds role in

Job Description

Location: Edinburgh (minimum 2 days in the office per week)

Salary Benefits £45,054 – £50,060 base salary, discretionary bonus, 15% employer pension contribution (when you put in 6%), private medical insurance, 28 days holiday plus bank holidays.

We also offer flexible working patterns to ensure you have a good work-life balance and positive mental health!

About Lloyds Banking Group

We’re the UK s biggest Retail, Digital and Mobile bank with over 30 million customers and a big responsibility to help Britain Prosper. We re in the middle of a £3bn investment into our People, Platforms and Data strategy to build the Bank of the Future and grow sustainably.

Lloyds Banking Group, we’re inspired by a clear purpose; to Help Britain Recover. Across the Group, our colleagues are passionate about making a difference to customers, businesses, and communities.

We re also embarking on a major transformation programme – putting unprecedented levels of investment into our platforms, people and capabilities.

Could you help us become more insightful about data to reshape our business and deliver success?

About decision science

Sitting within our Risk function, Decision Science is a centre of excellence for analytics, modelling and customer insights. The team support the wider Risk division by:

• Delivering sophisticated data analytics and monitoring to support retail and commercial customer needs and credit decisions across the credit lifecycle
• Supporting the bank s prudential requirements such as capital and impairment allocation, and capital optimisation

We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.

Our roles are available in a variety of locations, and we support flexible and family-friendly ways of working.

About the role

Working as part of a team you ll support all stages of model monitoring from maintaining existing monitoring to developing new monitoring solutions to support any newly developed models. This includes presenting analysis and recommendations to senior stakeholders. Additionally carrying out analysis and providing data insights to stakeholders across Risk is also a regular part of the role.

As a Senior Analyst, you ll perform the following activities:

• Develop and maintain Model Monitoring packs for commercial banking customers
• Use SAS/SQL/python (coding language) for data manipulation and analysis
• Work with Risk and Finance business partners to agree the objectives of analytical projects and ensure they meet regulatory and business requirements
• Mentoring and coaching of junior colleagues
• Collaborate with multidisciplinary teams, including internal governance and implementation teams, to deliver effective analytical solutions

What we need from you

Essential:

• A degree preferably in a numerate/statistical discipline.
• Experience delivering predictive analytics in a regulatory or credit risk setting.
• An understanding of statistical modelling e.g. regression or decision trees
• Proficient in a coding language (e.g. SAS, SQL)
• Ability to present techniques & findings in a clear, visual manner to support senior business partners decision making, including non-technical colleagues.
• Experience delivering projects as an individual or as part of a wider team.

Desirable:

• Practical experience in capital credit-risk modelling techniques and methods is desirable.
• Prior experience mentoring / coaching junior colleagues is desirable.

Together we make it possible!

We want you to experience the freedom and autonomy to realise your potential. Share your ideas and make them happen and feel supported and listened to by a team that celebrates individuality and independent thought, encourages different perspectives, and embraces every background.

We’ll ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process and to perform crucial job functions. Please contact us to request accommodation.

Join us and be part of an inclusive, values-led culture that celebrates diversity.

LBG has been named:

• A Top 10 UK Employer for Working Families
• A Times Top 50 UK Employer for Women
• An Investing In Ethnicity Outstanding Employer
• Business Culture Award for Best Large Organisation For Culture

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.